MOST COMMON SCAMS part 1





CARD CRACKING

You see a post about making easy money. Scammers ask for your debit card and PIN or mobile banking username and password to deposit a fake check into your account.

They may ask you to report your card lost or stolen or that your credentials have been compromised in order to seek reimbursement from the bank. In exchange, scammers may promise you a portion of the funds you deposit.

Tip: Knowingly depositing bad checks is illegal and can result in fines and criminal charges.


FAMILY/FRIEND IMPOSTER


You receive a call or email from someone that appears to be legitimate because the scammer has some specific information about you, such as your name and details about your friends and family. Using this method, scammers can trick you into believing they are a friend or family member, claiming to need money for an emergency, such as posting bail, paying a hospital bill, or being detained at an airport. Scammers may pressure you to send money immediately through an online wire or other payment service, such as Zelle®.

Tip: Contact your friend or family member directly to confirm the caller's story.